That's great for you, obviously you have no documented chronic health conditions that would exclude you entirely from private insurance. Unfortunately for me, I do, and am considered uninsurable as am individual, leaving only employer sponsored group coverage as a viable option until next year.
I actually do have a minor chronic condition, causing inflammation of my sinuses and a subsequent poor sleep/fatigue. I can permanently cure it by opting for a nasal surgery which my private insurance is willing to pay most of the cost. Until then, I treat it with a nasal corticoid, one flask cost $150 in the US, $45 with the drugs copay I had on my first job, but only 25 euros shelf price in France, I just refill when I visit (I use about 5 flasks a year). I definitely agree that the PPACA provision easing coverage for those with a pre-existing condition it a good thing.
I agree, and when making the conscious decision to get a entry-level private insurance, I made the calculation that what I save on a lower price insurance I could use to spend more on healthier food, in addition of me being physically active, and in my 20's, which makes me a lower risk profile and try to take advantage of it. I also realize that as I get older, I will probably need to set more aside for health-related coverage.
