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Both. This is not some metaphysical bullshit:

- If you have more money (wealth, the key), you are freer, because you don't have to earn a wage for longer (with enough money, you are retired and don't ever have to earn a wage again.)

- If you have lower costs (lifestyle, the chains), you are freer, because any wage you earn can be lower, and you have more spare money to put towards your wealth.

You don't need to chose between being a wage-slave or a hippy. Investing a good fraction (say 10-80%) of your income is something most middle-class westerners can afford, attacks both ends of the problem, and leads reliably to freedom.



> Investing a good fraction (say 10-80%) of your income is something most middle-class westerners can afford

What in the world? Investing 80% of your income will leave you substantially in arrears with the IRS.


After-tax income then. Or you move to Singapore.




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