My point is about current state of affairs. And it sucks the way it is today. I want a wallet app for my parents which will make sure it is backed up and the key is split via SSSS and sent out to 5 of their friends before they even see the address to move money into. That would be better UX.

Today you can launch the wallet, send money to it right away and then immediately forget your password or have a disk crash. This sucks and people will be hurt.