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also NPV is nice and all, but if you have $5k for a downpayment and you need to finance the rest, there aren't many people who can afford a $95k car loan. Not to mention the interest cost.

Hey don't get me wrong, I think Tesla is the future and I would love to own one... but it seems like a "not ready yet" proposition




I think he's taking as given that he can afford the car. Which is fine, if he can afford the car. A decision model is not necessarily meant for all possible audiences. Sometimes it's particular to a person in a particular situation.


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