http://www.nytimes.com/2012/09/22/business/to-stay-relevant-...
http://privatizationofrisk.ssrc.org/Hacker/printable.html
http://www.nytimes.com/2012/09/22/business/to-stay-relevant-...
http://privatizationofrisk.ssrc.org/Hacker/printable.html