Every report I've read about any employee in Madoff's company suggests that all the employees were people with really weak skill sets. They were grateful to have the jobs they had, and unwilling to quit or to go to the feds because they knew they couldn't get equal or better money anywhere else. The reported backgrounds of most Madoff employees look very sketchy for the amount of responsibility those people supposedly had in the company. And then, initially, everyone was telling investigators that they knew nothing about what was going on, which was plainly inconsistent with the titles some of those employees had in the company structure.