When our employer plan had a higher cap on monthly compensation for phones for those of us required to be on call and check mail I would just bury the upgrade cost into the monthly billing. They have since reduced the amount by a third so it covers the average phone bill and it really does make me think more than once about whether an upgrade nets me anything

fwiw, I am quite happy with the 8+ and I am not even sure what it would take me to upgrade. phones would have to become super light, fold-able, or even perhaps translucent or such to pique my interest at this point.